***ANSWER:
Since this is California where everybody sues first and asks questions later, you’re smart to protect yourself.
At one of my seminars a couple of years ago, an attorney who handles LLCs attended and he said that for asset protection, carrying sufficient insurance is the best protection for most people.
However, I know an LLC can be very beneficial for many people. As this gets into law, and I’m not an attorney, please seek the counsel of an attorney knowledgeable about LLCs and asset protection.
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