“I’d like to buy a home, but have some credit issues. Do you know where I can find out how to improve my credit?”
Answer:
Here’s a tip from San Diego credit repair expert Derrick Evens of Perfect Credentials (858-571-0271, derrickevens@yahoo.com):
Credit repair/improvement tip: PAY YOUR PARKING TICKETS
Pay your Parking Tickets:
The City of San Diego is on a mission to see how many collections accounts they can create with their meter-readers. That’s right, all unpaid parking tickets will go to collections right at the City of San Diego. They don’t sell these accounts to anyone and are not easy to work with. If you didn’t pay a San Diego parking ticket, I promise you have a collection on your credit report. And a collection is the single worst possible account that can hit your credit report. The size of the account makes no difference and if you wait until it becomes a collection to take action, it will cost you more money and the damage to your credit will already have been done. The moral of the story is, if they catch you, just pay the parking ticket. Trust me, it’s worth it.
