“I’ve been looking for a home for 2 months and agents keep pushing me to talk to a lender. I’m looking for a good deal and if I don’t find one I won’t buy. So I don’t want to waste my time or share my personal information unless I find a home. I make good money and I’ll qualify no problem.”
Answer:
I didn’t hear a question, but let me comment.
When you write your offer on a home, the seller’s agent is going to ask, “has the buyer been pre-qualified or pre-approved?” If the answer is “no”, your offer may be delayed until you pre-qualify or rejected entirely.
Timing can be everything when you buy a home. And if you find that “good deal,” there will likely be other offers and you won’t get the home.
So buck up and talk to a lender and get pre-approved. It’s not going to hurt.
