Question:
“How do I find out my credit without going to a lender to have them run it?”
Answer:
Per my favorite mortgage lender, here’s a link you can use to check your credit with each of the 3 major bureaus for free one time per year:
https://www.annualcreditreport.com/index.action
Lenders don’t use this report, but you can double check if a collection or delinquent credit has dropped off or if you want to know if a creditor has updated the credit report with a new balance or payment.
