San Diego Zero Down Loans

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“Not only do I not like paying mortgage insurance, it isn’t even tax deductible. Can you still get zero down loans without paying mortgage insurance?”

***ANSWER:
They’re hard to come by. But my lender has something unique they call “tax advantaged mortgage insurance” or TAMI for short.

Instead of charging you mortgage insurance, which is rarely tax deductible, they charge you a slightly higher rate. The interest is generally tax-deductible, while mortgage insurance isn’t.

It’s a pretty good loan program. If you’re interested, call me at (858)457-KENT and I’ll put you in touch with my lender.

buy a home or investment property in San Diego

Licensed since 1984, San Diego real estate broker Gary Kent is a recognized authority on real estate. In addition to selling over 5,500 homes for clients, he has been an expert court witness, trainer of other agents, and he does seminars on home buying, home selling, and investing. Gary has sold homes for The Salvation Army, dozens of major banks, and Fannie Mae, amongst others. You can find Gary on Facebook, Instagram and YouTube.

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