Why should I get Pre-Qualified before I start looking for a home?
“I’ve been looking for a home in Mission Valley for 2 months and agents keep pushing me to talk to a lender. I’m looking for a good deal and if I don’t find one I won’t buy. So I don’t want to waste my time or share my personal information unless I find a home. I make good money and I’ll qualify no problem. ”
***ANSWER:
I didn’t hear a question, but let me comment.
When your write your offer on a home, the sellers agent is going to ask, has the buyer been pre-qualified or pre-approved? If the answer is no, your offer may be delayed until you pre-qualify or rejected entirely.
Timing can be everything when you buy a home in San Diego. And if you find that “good deal”, there will likely be other offers and you won’t get the home.
Buy For Zero Down In San Diego!
So buck up and talk with a lender and get pre-approved. It’s not going to hurt.
