Licensed since 1984, San Diego real estate broker Gary Kent is a recognized authority on real estate. In addition to selling over 5,500 homes for clients, he has been an expert court witness, trainer of other agents, and he does seminars on home buying, home selling, and investing. Gary has sold homes for The Salvation Army, dozens of major banks, and Fannie Mae, amongst others. You can find Gary on Facebook, Instagram and YouTube.
Are There Down Payment Conventional Loans For 3% Down?
Wednesday, 27 November 2013
Question: “I keep hearing that there are low down payment conventional loans out there, for as little as 3% down. Is that correct?” Answer: Mortgage lending programs keep “evolving.” A few months ago, Fannie Mae began accepting (buying) 3% down conventional loans up to $417,000 for the first time since the mortgage meltdown. Well, they’ve
- Published in Q&A - Home Financing Questions, Real Estate Tips
Sell Your San Diego Home Without Becoming Homeless
Tuesday, 26 November 2013
Question: “Gary, my wife and I want to move near the beach. We need to sell to afford a new home. But we’re afraid of selling and not finding a home and becoming homeless. You must run into this all the time. How do we handle this?” Answer: Great question! Rest assured that in my
- Published in Q&A - Home Selling Questions, Real Estate Tips
Do Appraisals Tend to Be High or Low?
Wednesday, 20 November 2013
Question: “Do appraisals tend to come in high or low?” Answer: Great question. Most people think that appraisals tend to be conservative and come in on the low side. And in this case, most people happen to be wrong. From 29 years experience, I can tell you that appraisals tend to come in on the
- Published in Q&A - Home Investing Questions
How Does a Neighbor’s Ugly Home Affect Your Sale?
Tuesday, 19 November 2013
Question: “Does it make a difference when you sell your home if the neighbor’s property is unkept and ugly? The house next door is a rental and the lawn is a mix of dead grass and tall weeds. The paint is peeling and the garage door is broken. How much will that impact selling my
- Published in Q&A - Home Selling Questions, Real Estate Tips
Will Running Your Credit Multiple Times Ruin Your FICO Score?
Wednesday, 13 November 2013
Question: “I recently had a realtor tell me that running my credit multiple times for the purposes of obtaining a home loan/mortgage would not take points off my credit score. Is this true? Is this different than having my credit run several times for, say, an auto loan?” Answer: That Realtor was correct. To get
- Published in Q&A - Home Financing Questions
Getting Your San Diego Home Inspected Before Selling
Tuesday, 12 November 2013
Question: “What do you think of having a contractor inspecting my home before I put it on the market?” Answer: It’s a GREAT idea. The one and only downside is it’ll cost you about $350. But the many benefits to you include: 1. If there are any health or safety items, you can have them
- Published in Q&A - Home Selling Questions