How long should I wait to buy a home after having credit problems?
Friday, 21 February 2020
Question: “My wife and I have had a lot of credit problems, including a car repossessed. But we’ve kept good credit for the past couple of years. Now we’re finally ready to buy our first home. Will the lender find all our old credit problems? If so, how long do we have to wait before
- Published in Q&A - Home Financing Questions
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3 Types of Credit Scores Explained
Saturday, 31 March 2012
“Hi Gary. Question about credit scores. I thought the max was 850, but I just bought a car and they said my score was 870. How is that possible? I asked the guy at the dealership and he didn’t know.” Answer: Congratulations for having great credit. But don’t worry, your 870 score hasn’t broken the
- Published in FAQs, Real Estate Tips
A Quick Rundown of Credit Score Ranges
Thursday, 12 January 2012
“Do you know anything about credit scores? My credit score is 872 but I heard the highest possible score is 850…” Answer: Congrats for having such a high score. But you’re right in that the maximum score for home loans is 850. There are 3 types of FICO scores with their own ranges of possible
- Published in FAQs, Real Estate Tips